SmartPeer
For professionals

SmartPeer for mortgage brokers

You're in the room at the biggest financial moment of your client's decade. Capture the value of everything you refer away.

The referrals you already make

Mortgage brokers sit closer to the money-in-motion moment than any other professional: new debt, new home, new dependants at one address. The protection conversation you keep. But the pension question, the investment windfall, the will that hasn't existed since 2011 — those walk out of your process unreferred, unrecorded and unpaid.

You already know introductions are worth money — procuration fees built your industry. SmartPeer applies the same logic to everything outside your permissions: a tracked, consented route to vetted advice firms, with your share reconciled to the penny.

Four referral moments you saw this month

Completion week

New mortgage, new joint owners, no updated wills and life cover bought in a hurry or not at all. Every case file contains this moment — most brokers let it close unworked.

The deposit that wasn't

Clients arrive with more than they borrow: inheritance, vested shares, a business sale. What doesn't go into the purchase needs a plan and an adviser.

The case you'd rather not write

Complex health, business protection, trusts — protection cases outside your appetite are still introductions worth making, and worth recording.

The remortgage review

Five-year cycles put every client back in front of you. Each review is a natural moment to ask what else changed — retirement plans included.

How SmartPeer works for your profession

Your FCA permissions cover mortgages and protection; SmartPeer covers everything your clients ask about beyond them. Introductions are consent-based — your client opts in online before anyone calls — with a disclosure letter generated automatically and a commission statement that reconciles. Refer what you don't write, and keep the relationship you built.

What your firm gets

  • Vetted destinations for financial advice and estate planning — no sourcing, no vetting burden
  • Client consent captured online before any contact — GDPR built in, not bolted on
  • A disclosure letter generated automatically for every referral, on your letterhead
  • Live tracking from introduction to completion — no more black-hole referrals
  • A commission statement that reconciles: every introduction, every payment, every period
  • No fees, ever — SmartPeer earns a share only when your referral completes
Insights

Guides written for mortgage brokers

All articles →
The client questions mortgage brokers hear most — and where to send each one 20 June 2026 The client questions mortgage brokers hear most — and where to send each one Mortgage brokers hear the same follow-on questions after every completion. Which sit inside your pe… Referral fees for mortgage brokers: what you can accept and how 16 May 2026 Referral fees for mortgage brokers: what you can accept and how A practical guide for UK mortgage brokers on accepting referral fees compliantly: what the rules ac… Referral fees for mortgage brokers: what the rules actually say 15 May 2026 Referral fees for mortgage brokers: what the rules actually say Mortgage brokers can pay introducers and earn fees for onward referrals. MCOB, the Consumer Duty an… The mortgage broker's guide to wills and estate planning referrals 15 April 2026 The mortgage broker's guide to wills and estate planning referrals Why completion is the natural moment for wills, LPAs and estate planning, what to listen for in cli… How mortgage brokers turn completions into a referral income line 14 April 2026 How mortgage brokers turn completions into a referral income line A practical playbook for UK mortgage brokers: audit what you refer away for free, build referral pr… Why mortgage brokers lose the protection conversation — and how to keep its value 13 April 2026 Why mortgage brokers lose the protection conversation — and how to keep its value Mortgage brokers raise protection at exactly the right moment, then lose the complex cases and the … How mortgage brokers can offer financial-advice referrals without becoming regulated 26 March 2026 How mortgage brokers can offer financial-advice referrals without becoming regulated Mortgage brokers are FCA-authorised — for mortgage business. Clients' pension and investment questi… A referral income guide for mortgage brokers: from introduction to commission statement 25 January 2026 A referral income guide for mortgage brokers: from introduction to commission statement Mortgage brokers meet clients at peak financial honesty. This guide covers referring the advice nee…

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Free to join, nothing to install, and your first referral takes about a minute. Vetted, certified, and paid properly.

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