SmartPeer
The things your clients need

What we refer

SmartPeer routes three kinds of introduction to vetted specialists: regulated financial advice, mortgages, and wills and estate planning.

Conversations you already have — now worth something

Whatever your profession, your clients ask you the same kinds of question. Some are about money in motion — a pension nobody's reviewed, an inheritance sitting idle, the cover a family would need if an income stopped. Some are about property — a first mortgage, a buy-to-let, a remortgage as a fixed rate ends. And some are about what happens next — the will that was never written, the lasting power of attorney nobody set up.

You can't answer any of them without a licence you don't hold. SmartPeer routes each to vetted specialists through a tracked, consented introduction — and pays your firm a disclosed share when the business completes. Pick the service your client needs; a single referral can cover more than one.

Choose the service

What SmartPeer refers

Financial advice referrals Pensions, investments and protection — routed to vetted, regulated advice firms. Mortgage referrals Residential, buy-to-let, remortgaging and equity release — routed to vetted, FCA-regulated brokers. Wills & estate planning Wills, lasting powers of attorney and estate planning — routed to vetted specialists.

How a referral works, whichever service it is

Refer in a minute

Name, contact details, and the services your client needs. That's the whole job.

Your client consents

They confirm online which services they're happy to be referred for — before anyone contacts them.

Specialists take over

A vetted, regulated firm advises or drafts; you watch it progress in your portal to completion.

You get paid

A disclosed share of the introducer fee on completion, on a statement that reconciles to the penny.

The model in three numbers
To join — no software or monthly fees
£0
Your share of every introducer fee
60–70%
bigger cases, bigger share
Of referrals consented, tracked and evidenced
100%

What every member firm gets

  • Vetted destinations for both financial advice and estate planning
  • Client consent captured online before any contact
  • A disclosure letter generated automatically for every referral
  • Live tracking from introduction to completion
  • Commission statements that reconcile, every period
  • No fees — SmartPeer earns a share only when your referral completes
Insights

Guides for professionals who refer

All articles →
Your FCA permissions boundary: what a broker can and can't advise on 16 July 2026 Your FCA permissions boundary: what a broker can and can't advise on Confident referrals start with knowing exactly where your permissions end. Here is a plain-English … Wills after divorce: the referral clients don't know they need 13 July 2026 Wills after divorce: the referral clients don't know they need The end of a marriage changes almost everything about a client's estate, yet the will they made dur… How to check a financial adviser on the FCA Register 11 July 2026 How to check a financial adviser on the FCA Register Every legitimate adviser appears on the FCA Register. Every clone scam depends on you not looking. … The business owner with no succession plan 11 July 2026 The business owner with no succession plan Business owners pour years into building something valuable, then leave its future entirely unplann… Referring your contractor and freelancer clients 10 July 2026 Referring your contractor and freelancer clients Independent workers rely on you for far more than compliance. Knowing which of them to refer, and f… When "you should talk to someone" becomes a tracked referral 10 July 2026 When "you should talk to someone" becomes a tracked referral You already tell owners they should speak to a specialist. This article is about converting that in… The dying-intestate risk any professional can flag 8 July 2026 The dying-intestate risk any professional can flag Dying intestate is not a rare misfortune; it is the default for anyone without a valid will. Unders… When an accountant should refer a client for probate help 7 July 2026 When an accountant should refer a client for probate help When a client dies, or a client loses a family member, the administrative burden that follows often… Vulnerable clients and the case for a consented referral process 3 July 2026 Vulnerable clients and the case for a consented referral process Vulnerable clients often need regulated advice most and can protect themselves least. Here is why a… The client whose assets outgrew their old will 3 July 2026 The client whose assets outgrew their old will As clients accumulate wealth, the will they wrote years ago can become dangerously inadequate. Noti… Second marriages and blended families: the estate referral 1 July 2026 Second marriages and blended families: the estate referral Second marriages and blended families create some of the trickiest estate situations there are, and… The unused pension allowance: quantify it, then refer it 1 July 2026 The unused pension allowance: quantify it, then refer it Unused pension allowance is one of the clearest triggers a tax adviser sees. You can measure it pre…

Ready when you are

Free to join, nothing to install, and your first referral takes about a minute. Vetted, certified, and paid properly.

Apply to join