SmartPeer
Who we are

The referral network for professionals

Built by people from professional practice and financial services — for the firms clients already trust.

Our story

Referrals deserved better

SmartPeer began with a simple observation: the UK's accountants sit on the country's most trusted client relationships, and every week those clients need financial advice, wills and estate planning. Yet the referral has always been informal — a name scribbled down, no follow-up, no recognition of the value the introduction created.

We built the infrastructure that was missing: proper consent, transparent tracking, terms agreed in writing, and commission that reflects what your trust is worth. One platform, from the first conversation to the final payment.

Compliance first

Approved wording, certified members, evidenced consent, and a full audit trail on every referral. We built the paperwork so you never have to think about it.

Transparent always

Published terms, itemised statements, and a ledger that reconciles to the penny. If you ever wonder where a payment came from, the answer is one click away.

Long-term by design

Recurring commission, network overrides, and relationships that compound. SmartPeer is built to pay its members for years, not months.

The platform behind the network

Purpose-built, not bolted together — every promise on this site is a feature of the system.

  • Secure client consent forms — no accounts, no passwords, evidence recorded
  • Privacy-safe referral references, so client names never leak into reporting
  • An immutable commission ledger that reconciles to the penny
  • Automatic disclosure letters and self-billing invoices, filed in your vault
  • A live portal for every member — referrals, statements, team and documents
  • Versioned terms: nothing about your arrangement changes without your acceptance

“Your clients trust you. We make sure that trust is looked after — and that it pays you properly.”

SmartPeer
From the library

How we think about referrals, money and trust

All articles →
Your FCA permissions boundary: what a broker can and can't advise on 16 July 2026 Your FCA permissions boundary: what a broker can and can't advise on Confident referrals start with knowing exactly where your permissions end. Here is a plain-English … Why referrals deserved better 13 July 2026 Why referrals deserved better Accountants make thousands of informal referrals every week — and almost none of them are tracked, … Wills after divorce: the referral clients don't know they need 13 July 2026 Wills after divorce: the referral clients don't know they need The end of a marriage changes almost everything about a client's estate, yet the will they made dur… Why a tracked referral beats a name the branch trusts 12 July 2026 Why a tracked referral beats a name the branch trusts Nearly every estate agency already sends clients to a name the branch trusts. Replacing that inform… How to check a financial adviser on the FCA Register 11 July 2026 How to check a financial adviser on the FCA Register Every legitimate adviser appears on the FCA Register. Every clone scam depends on you not looking. … Why practices lose referrals they never knew they had 11 July 2026 Why practices lose referrals they never knew they had Most professional practices lose more referrals than they receive — and never find out. Here is whe… The business owner with no succession plan 11 July 2026 The business owner with no succession plan Business owners pour years into building something valuable, then leave its future entirely unplann… Why a tracked referral beats a name on a compliment slip 11 July 2026 Why a tracked referral beats a name on a compliment slip Informal referrals leave no trail, no protection, and no value. Here is why, seen through the lens … When "you should talk to someone" becomes a tracked referral 10 July 2026 When "you should talk to someone" becomes a tracked referral You already tell owners they should speak to a specialist. This article is about converting that in… Referring your contractor and freelancer clients 10 July 2026 Referring your contractor and freelancer clients Independent workers rely on you for far more than compliance. Knowing which of them to refer, and f… The dying-intestate risk any professional can flag 8 July 2026 The dying-intestate risk any professional can flag Dying intestate is not a rare misfortune; it is the default for anyone without a valid will. Unders… When an accountant should refer a client for probate help 7 July 2026 When an accountant should refer a client for probate help When a client dies, or a client loses a family member, the administrative burden that follows often…

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Accountants, advisers and professionals — the network is open.

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