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Referral guides for professional firms - spotting the moment, referring clients compliantly, and earning a share.
Showing articles tagged Compliance — clear filter
How HR consultants can offer financial-advice referrals without becoming regulated
HR consultants hear financial questions from exiting employees, anxious managers and owner-clients alike. Here is how to refer th…
How to choose a referral network you can trust
Not all referral networks are equal, and the wrong one can put your reputation and your clients at risk. These are the things wor…
ICAEW's code and referral fees: what accountants can accept
Chartered accountants often assume referral fees are off-limits. ICAEW's Code says otherwise — provided you disclose the arrangem…
How referral tracking works — and why it protects you
When you make an introduction, something has to record that it happened, tie it to any eventual fee, and stand up to scrutiny lat…
How accountants can offer financial-advice referrals without becoming regulated
Accountants field investment and pension questions daily but cannot answer them without FCA authorisation. The introducer route l…
GDPR and consent when an accountant refers a client onward
The moment you hand a client's contact details and circumstances to another firm, you are processing personal data under UK GDPR.…
How to disclose a referral fee to a client, properly
Disclosing that you earn a share when you refer a client is not an awkward admission to be buried; it is a professional obligatio…
Disclosing referral income to clients: an accountant's how-to
Disclosure is the safeguard that makes referral income compliant across ACCA, ICAEW and beyond. This is a practical guide to doin…
Referrals and Consumer Duty: doing right by clients in the chain
Consumer Duty and the wider standards of professional conduct are usually discussed in terms of the advice a firm gives. They als…
Consent and GDPR when you refer a client onward
The moment you share a client's name and circumstances with a receiving firm, you are processing personal data, and that brings t…
How to Choose a Financial-Advice Referral Partner as an Accountant
When you introduce a client to a financial-advice firm, you are lending them your trust. Choosing the right referral partner prot…
The annual-allowance trap: a referral trigger hiding in plain sight
Certain pension pitfalls hide behind a high income or a good year. Here is how to spot the client who might be exposed and why it…
The ACCA rules on referral arrangements, explained plainly
If you are an ACCA member wondering whether you can earn a share for referring a client to a specialist, the short answer is yes …