Insights

The protection gap: how to spot the client who's underinsured

The protection gap rarely announces itself, but the clues sit in the everyday details you already handle. This is how to notice t…

Single-income households post-separation: the protection referral

A financial settlement quietly assumes that maintenance and earnings will keep flowing. Separation removes the informal safety ne…

Protecting children financially after separation: your cue to refer

Separating parents concentrate on child arrangements and maintenance, not on what protects the children if a parent's income or l…

Mortgage completion: the protection and advice moment you're standing in

The moment a client takes on a large mortgage is a textbook trigger for protection and wider advice. Here is how to spot it and r…