SmartPeer
A referral income guide for marketing agencies: from introduction to commission statement
24 January 2026

A referral income guide for marketing agencies: from introduction to commission statement

Marketing agencies hold monthly retainer conversations with founders whose money questions have nowhere to go. This guide covers …

Referral feesPractice growth
Auto-enrolment questions that are really advice referrals
24 January 2026

Auto-enrolment questions that are really advice referrals

Auto-enrolment starts as compliance but quickly raises advice questions. Here is how accountants can spot and refer them.

Referral feesPensions & retirement
The annual-allowance trap: a referral trigger hiding in plain sight
23 January 2026

The annual-allowance trap: a referral trigger hiding in plain sight

Certain pension pitfalls hide behind a high income or a good year. Here is how to spot the client who might be exposed and why it…

Pensions & retirementCompliance
A referral income guide for letting agents: from introduction to commission statement
23 January 2026

A referral income guide for letting agents: from introduction to commission statement

Letting agents talk to landlords more often than any other professional does. This guide shows how those conversations become tra…

Practice growthReferral fees
An Accountant's Referral Checklist, by Client Type
23 January 2026

An Accountant's Referral Checklist, by Client Type

Not every client needs the same introduction, and a one-size prompt misses most of them. Grouping your book by client type makes …

Practice growthFinancial advice
The ACCA rules on referral arrangements, explained plainly
22 January 2026

The ACCA rules on referral arrangements, explained plainly

If you are an ACCA member wondering whether you can earn a share for referring a client to a specialist, the short answer is yes …

Compliance
Adding a Referral Step to the Completion Checklist
22 January 2026

Adding a Referral Step to the Completion Checklist

Referral opportunities are lost not because they are rare but because they depend on someone remembering. The fix is to stop rely…

ProtectionPractice growth
A referral income guide for IT consultants: from introduction to commission statement
22 January 2026

A referral income guide for IT consultants: from introduction to commission statement

IT consultants serve contractors and founders wrestling with IR35, retained profit and exit plans. This guide traces a compliant …

Referral feesPractice growth
A referral income guide for insurance brokers: from introduction to commission statement
21 January 2026

A referral income guide for insurance brokers: from introduction to commission statement

Insurance brokers hear pension and investment questions they cannot answer under their own permissions. A structured referral tur…

Referral feesPractice growth
Property abroad: the will complication that needs a specialist
21 January 2026

Property abroad: the will complication that needs a specialist

Foreign property sounds like a lifestyle detail, but it can complicate an estate enormously. When a client mentions a place abroa…

Wills & estatesPractice growth
A referral income guide for HR consultants: from introduction to commission statement
20 January 2026

A referral income guide for HR consultants: from introduction to commission statement

HR consultants stand next to employees at the exact moments financial advice matters most. This guide maps the compliant path fro…

Practice growthReferral fees
A referral income guide for estate agents: from introduction to commission statement
19 January 2026

A referral income guide for estate agents: from introduction to commission statement

Estate agents already refer conveyancing and mortgages. Financial advice referrals work the same way — with disclosure rules you …

Referral feesPractice growth
A referral income guide for conveyancers: from introduction to commission statement
18 January 2026

A referral income guide for conveyancers: from introduction to commission statement

Conveyancers sit at the centre of the biggest transaction most clients ever make. This guide follows a compliant referral from fi…

Referral feesPractice growth
A referral income guide for business coaches: from introduction to commission statement
17 January 2026

A referral income guide for business coaches: from introduction to commission statement

Business coaches hear about exits, windfalls and retirement fears before any adviser does. This guide covers the referral journey…

Referral feesPractice growth
A referral income guide for bookkeepers: from introduction to commission statement
16 January 2026

A referral income guide for bookkeepers: from introduction to commission statement

Bookkeepers spot financial-advice moments months before anyone else — idle cash, a windfall, a looming retirement. This guide wal…

Referral feesPractice growth
A new baby and no guardianship clause: the wills referral
15 January 2026

A new baby and no guardianship clause: the wills referral

A new arrival changes a family overnight, yet the one legal safeguard most new parents overlook is a guardianship provision. When…

Wills & estatesPractice growth
A referral income guide for accountants: from introduction to commission statement
15 January 2026

A referral income guide for accountants: from introduction to commission statement

Accountants field more financial-planning questions than almost any profession. Here is how a compliant referral turns those ques…

Practice growthReferral fees