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Referral guides for professional firms - spotting the moment, referring clients compliantly, and earning a share.
Showing articles tagged Compliance — clear filter
Your FCA permissions boundary: what a broker can and can't advise on
Confident referrals start with knowing exactly where your permissions end. Here is a plain-English map of the broker's boundary a…
Why a tracked referral beats a name the branch trusts
Nearly every estate agency already sends clients to a name the branch trusts. Replacing that informal habit with a tracked referr…
Why a tracked referral beats a name on a compliment slip
Informal referrals leave no trail, no protection, and no value. Here is why, seen through the lens of a file review, a tracked re…
How to check a financial adviser on the FCA Register
Every legitimate adviser appears on the FCA Register. Every clone scam depends on you not looking. Here's the checking routine.
The dying-intestate risk any professional can flag
Dying intestate is not a rare misfortune; it is the default for anyone without a valid will. Understanding the basic risk lets an…
What an introducer actually is (and what they must never do)
An introducer connects a client to a firm that can help; an adviser tells the client what to do. Understanding exactly where that…
Vulnerable clients and the case for a consented referral process
Vulnerable clients often need regulated advice most and can protect themselves least. Here is why a consented, recorded referral …
What is an introducer? The rules for referring clients, explained
The referral world has its own jargon and its own rulebook. A field guide for professionals who'd like to be paid without becomin…
Tracking a Referral From Introduction to Completion
Many accountants make an introduction and then lose sight of it entirely. Tracking the journey, at arm's length, is what makes th…
“Do you know a good financial adviser?” — the compliant answer
You can refer. You can't advise. The gap between those two sentences is where most of the confusion lives.
The SRA rules on referral fees, explained
Solicitors often treat referral fees as forbidden territory. Here is a clearer view of what the rules actually turn on and where …
No lasting power of attorney: the safeguard clients skip
Estate planning is not only about death. A lasting power of attorney protects a client if they lose the capacity to make decision…
Pension scams: the warning signs that repeat every time
Pension fraud costs victims their retirements, not just their savings. The pattern is depressingly consistent — which makes it le…
The FCA boundary: what an accountant can and cannot say before referring
You can point a client toward regulated advice; you cannot give it. Knowing exactly where that boundary falls — and what you can …
How to disclose a referral fee to your client
The disclosure conversation feels harder than it is. Here's the structure, the timing, and what a clean paragraph of wording actu…
The compliant referral conversation, word by word
A compliant referral is mostly a matter of language: introducing clearly, disclosing honestly, and never straying into advice. Th…
Can accountants accept referral fees?
Short answer: yes. Longer answer: yes, with disclosure. Here's how the professional bodies treat referral commissions, in plain E…
SRA vs CLC: Referral-Income Rules for Conveyancers, Plainly
Conveyancers are regulated either by the SRA or the CLC, and both permit referral income under clear conditions. This is a plain-…
Referral fees for tax advisers: professional rules and how to stay compliant
Referral fees sit in a grey area for many tax advisers. Here is what the professional rules actually require, and how a structure…
Referral fees for solicitors: what the rules actually say
Solicitors can pay and receive referral fees in most work. LASPO bans them in personal injury; the SRA Code governs the rest thro…
Referral fees for mortgage brokers: what you can accept and how
A practical guide for UK mortgage brokers on accepting referral fees compliantly: what the rules actually require, how disclosure…
Referral fees for mortgage brokers: what the rules actually say
Mortgage brokers can pay introducers and earn fees for onward referrals. MCOB, the Consumer Duty and the FCA's conflicts rules sh…
Referral fees for marketing agencies: what the rules actually say
No statute stops a marketing agency taking referral fees. But agencies serving financial clients sit near section 21 of FSMA — a …
Referral fees for letting agents: what the rules actually say
Letting agents can still earn referral fees from contractors, insurers and conveyancers. What the rules require is disclosure of …