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Referral fees for marketing agencies: what the rules actually say
14 May 2026

Referral fees for marketing agencies: what the rules actually say

No statute stops a marketing agency taking referral fees. But agencies serving financial clients sit near section 21 of FSMA — a …

Referral feesCompliance
Referral fees for letting agents: what the rules actually say
13 May 2026

Referral fees for letting agents: what the rules actually say

Letting agents can still earn referral fees from contractors, insurers and conveyancers. What the rules require is disclosure of …

Referral feesCompliance
Referral fees for IT consultants: what the rules actually say
12 May 2026

Referral fees for IT consultants: what the rules actually say

IT consultants face no statutory referral-fee ban. The traps are contractual conflict clauses, the FCA perimeter when clients nee…

Referral feesCompliance
Referral fees for insurance brokers: what the rules actually say
11 May 2026

Referral fees for insurance brokers: what the rules actually say

FCA-authorised insurance brokers can pay and receive referral fees. The rulebook cares about conflicts, disclosure of remuneratio…

ComplianceReferral fees
Referral fees for HR consultants: what the rules actually say
10 May 2026

Referral fees for HR consultants: what the rules actually say

HR consultants face no statutory ban on referral fees. The real constraints sit elsewhere: bribery law, the boundary around finan…

ComplianceReferral fees
Referral fees for estate agents: what the rules actually say
9 May 2026

Referral fees for estate agents: what the rules actually say

Estate agents can take referral fees from conveyancers, brokers and removals firms. The rules demand one thing in return: telling…

ComplianceReferral fees
Referral fees for conveyancers: what the rules actually say
8 May 2026

Referral fees for conveyancers: what the rules actually say

Conveyancers can pay and receive referral fees. But the CLC, the SRA and Trading Standards all expect the client to know who is p…

Referral feesCompliance
Referral fees for conveyancers: the rules, the disclosure, the paperwork
8 May 2026

Referral fees for conveyancers: the rules, the disclosure, the paperwork

A practical guide to how referral fees actually work for solicitor-conveyancers and licensed conveyancers in the UK: what your re…

Referral feesFinancial advice
Referring the business owner who's about to retire
7 May 2026

Referring the business owner who's about to retire

When a business owner starts talking about stepping back, the clock is running on decisions only a specialist can help with. Your…

Pensions & retirementReferral fees
Referring the client who's just had a windfall
7 May 2026

Referring the client who's just had a windfall

Inheritance, a sale, a bonus or a payout lands on a client with no plan attached. Knowing to refer quickly, before the money drif…

Referral feesFinancial advice
Referral fees for business coaches: what the rules actually say
7 May 2026

Referral fees for business coaches: what the rules actually say

Business coaches can earn referral fees for introducing clients to regulated financial advisers. With no dominant professional bo…

ComplianceReferral fees
Referral fees for bookkeepers: what the rules actually say
6 May 2026

Referral fees for bookkeepers: what the rules actually say

Bookkeepers can accept referral fees for introducing clients to regulated financial advisers. The rules come from professional bo…

Referral feesCompliance
Referral Fees for Bookkeepers: What You Can Accept and Disclose
5 May 2026

Referral Fees for Bookkeepers: What You Can Accept and Disclose

Bookkeepers can earn from introductions without compromising their integrity. The key is straightforward: be transparent, stay an…

Referral feesBusiness owners
Referral fees for accountants: what the rules actually say
5 May 2026

Referral fees for accountants: what the rules actually say

Accountants can be paid for referring clients to financial advisers, provided the arrangement is disclosed and the accountant nev…

Referral feesCompliance
Inherited wealth: why probate firms should introduce regulated advice
2 May 2026

Inherited wealth: why probate firms should introduce regulated advice

Five- and six-figure inheritances often arrive with no financial guidance whatsoever. This article explains how probate firms can…

Financial adviceReferral fees
Refer what you don't write: the broker's guide to pensions and investments referrals
24 April 2026

Refer what you don't write: the broker's guide to pensions and investments referrals

Mortgage clients routinely raise pensions and investments in the same breath as their mortgage. Here is how to handle those momen…

Referral feesPensions & retirement
Recurring vs one-off referral income: what to expect
23 April 2026

Recurring vs one-off referral income: what to expect

Referral income comes in two broad shapes, one-off and recurring, and knowing which is which changes how you think about the valu…

Referral feesPractice growthIncome
Recurring Referral Income: The Line Item Accountants Overlook
22 April 2026

Recurring Referral Income: The Line Item Accountants Overlook

Accountants advise clients to build recurring revenue, yet many overlook a recurring line of their own. Referral income, done pro…

Referral feesPractice growth
Specialise, then refer the rest: the referral case for niching
22 April 2026

Specialise, then refer the rest: the referral case for niching

Specialising makes a firm memorable and referable, but it also raises more out-of-scope questions. A referral network is what mak…

Practice growthReferral fees
Profitable extraction: the owner's personal advice handover
19 April 2026

Profitable extraction: the owner's personal advice handover

Improving profit is your work; deciding how the owner personally extracts and deploys it is not. This is a frequent, high-value h…

Referral feesBusiness owners
Profit extraction that stopped making sense: the advice handover
19 April 2026

Profit extraction that stopped making sense: the advice handover

Profit extraction planning is core tax adviser work, but the most efficient answer increasingly points to pensions and personal f…

Business ownersReferral fees
Referral fees for probate professionals: doing it properly
18 April 2026

Referral fees for probate professionals: doing it properly

A fresh look past the 'are they allowed' debate at what a properly run referral-fee arrangement actually requires in day-to-day p…

Referral feesWills & estates
Probate Purchases: Executors Surrounded by Financial Decisions
17 April 2026

Probate Purchases: Executors Surrounded by Financial Decisions

Behind every probate sale or purchase sits a family managing an estate, often for the first time, and usually with more decisions…

Wills & estatesReferral fees
The mortgage broker's guide to wills and estate planning referrals
15 April 2026

The mortgage broker's guide to wills and estate planning referrals

Why completion is the natural moment for wills, LPAs and estate planning, what to listen for in client conversations, and how UK …

Referral feesWills & estates