Insights
Referral guides for professional firms - spotting the moment, referring clients compliantly, and earning a share.
Showing articles tagged Financial advice — clear filter
Your FCA permissions boundary: what a broker can and can't advise on
Confident referrals start with knowing exactly where your permissions end. Here is a plain-English map of the broker's boundary a…
How to check a financial adviser on the FCA Register
Every legitimate adviser appears on the FCA Register. Every clone scam depends on you not looking. Here's the checking routine.
When "you should talk to someone" becomes a tracked referral
You already tell owners they should speak to a specialist. This article is about converting that instinct into a tracked, rewarde…
Vulnerable clients and the case for a consented referral process
Vulnerable clients often need regulated advice most and can protect themselves least. Here is why a consented, recorded referral …
Turning a declined case into a referral, not a dead end
Not every declined mortgage is the end of the story. Some conceal a need you can route to a specialist, converting a loss into a …
The Trusted-Adviser Advantage: Why Referring Deepens Client Loyalty
Accountants sometimes fear that referring a client out weakens the relationship. The evidence of how trust works suggests exactly…
The SRA rules on referral fees, explained
Solicitors often treat referral fees as forbidden territory. Here is a clearer view of what the rules actually turn on and where …
“Do you know a good financial adviser?” — the compliant answer
You can refer. You can't advise. The gap between those two sentences is where most of the confusion lives.
The retiring landlord and the retirement-income referral
As landlords near retirement, their portfolio stops being a side project and becomes a source of income they must plan around. Th…
The Proceeds Seller: Six Figures Cleared and No Plan
A completion statement can end with a very large number heading to the client. For many sellers, that sum arrives with no plan at…
The probate seller and the beneficiary advice referral
Probate sales are financial crossroads for people who did not choose to be standing at one. Beneficiaries inherit a lump sum amid…
How tax advisers add a referral income line without giving financial advice
Tax advisers refer clients to financial planners and will specialists every week, for free. Here is how to turn that habit into a…
The FCA boundary: what an accountant can and cannot say before referring
You can point a client toward regulated advice; you cannot give it. Knowing exactly where that boundary falls — and what you can …
The exiting landlord: capital gains and a reinvestment referral
When a landlord exits, they complete with a tax event and a reinvestment decision on their hands. You are perfectly placed to int…
The downsizer with six figures cleared and no plan
Downsizers are the clearest financial crossroads on your books: they complete with real money freed up and, very often, no idea w…
The commercial client whose owner needs personal advice
Commercial retainers put you in constant contact with owners whose personal affairs need regulated advice. Here is how a solicito…
The deposit that wasn't: inheritance and windfalls at mortgage stage
Inherited deposits and sudden windfalls surface at mortgage stage more often than most brokers realise. Here is how to handle the…
The business-sale client and the proceeds referral
A business sale converts years of illiquid effort into a large cash sum overnight. Here is why the solicitor who ran the deal is …
The buy-to-let client whose questions go beyond the mortgage
Landlords ask investor questions, and investor questions run well past the mortgage. That makes the buy-to-let client one of the …
The accidental landlord with no structure and no plan
Inherited a house, kept a flat after moving in with a partner, could not sell so let instead: the accidental landlord arrives wit…
The surviving spouse and the planning they now need
Why the surviving spouse is one of the most under-served people in estate administration, and how a gentle, consent-based referra…
SRA vs CLC: Referral-Income Rules for Conveyancers, Plainly
Conveyancers are regulated either by the SRA or the CLC, and both permit referral income under clear conditions. This is a plain-…
Referral fees for mortgage brokers: what you can accept and how
A practical guide for UK mortgage brokers on accepting referral fees compliantly: what the rules actually require, how disclosure…
Referral fees for family solicitors: staying inside the SRA rules
Referral fees are permitted in family law, but only when the arrangement is disclosed and documented. Here is what the SRA framew…