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Referral guides for professional firms - spotting the moment, referring clients compliantly, and earning a share.
Showing articles tagged Compliance — clear filter
Referral fees for IT consultants: what the rules actually say
IT consultants face no statutory referral-fee ban. The traps are contractual conflict clauses, the FCA perimeter when clients nee…
Referral fees for insurance brokers: what the rules actually say
FCA-authorised insurance brokers can pay and receive referral fees. The rulebook cares about conflicts, disclosure of remuneratio…
Referral fees for family solicitors: staying inside the SRA rules
Referral fees are permitted in family law, but only when the arrangement is disclosed and documented. Here is what the SRA framew…
Referral fees for HR consultants: what the rules actually say
HR consultants face no statutory ban on referral fees. The real constraints sit elsewhere: bribery law, the boundary around finan…
Referral fees for estate agents: what the rules actually say
Estate agents can take referral fees from conveyancers, brokers and removals firms. The rules demand one thing in return: telling…
Referral fees for conveyancers: what the rules actually say
Conveyancers can pay and receive referral fees. But the CLC, the SRA and Trading Standards all expect the client to know who is p…
Referral fees for business coaches: what the rules actually say
Business coaches can earn referral fees for introducing clients to regulated financial advisers. With no dominant professional bo…
Referral fees for bookkeepers: what the rules actually say
Bookkeepers can accept referral fees for introducing clients to regulated financial advisers. The rules come from professional bo…
Referral fees for accountants: what the rules actually say
Accountants can be paid for referring clients to financial advisers, provided the arrangement is disclosed and the accountant nev…
How funeral directors and probate professionals make consented referrals
How funeral directors and probate professionals can refer bereaved families to vetted, regulated specialists using an opt-in, evi…
Referral compliance for unregulated consultants, plainly
Consultants worry that referring financial questions means straying into regulated territory. It does not, as long as you introdu…
Referral compliance for letting agents, plainly
Letting agents can earn from referrals without regulatory worry, as long as they understand one boundary. This is that boundary, …
Referral audit trails: what good evidence looks like
In a regulated environment, being able to show what happened is nearly as important as doing the right thing. A good referral aud…
Referral compliance for estate agents, plainly explained
Estate agents can legitimately earn referral income by introducing clients to regulated and vetted firms. The rules are not compl…
Red flags in a referral arrangement, and how to avoid them
A bad referral arrangement rarely announces itself, but it does leave clues. Here are the red flags worth watching for and the si…
RAO Article 33, explained for professionals who refer
Article 33 of the RAO carves out a narrow, sensible space in which introducing a client is not itself a regulated activity. This …
A vulnerable beneficiary and the trust conversation
When a client has a disabled, dependent, or otherwise vulnerable relative, a straightforward inheritance can create real problems…
Personal-injury damages and the financial-advice referral
A personal-injury award can be life-changing and hard to manage, yet PI is the very area the referral-fee ban targets. Here is ho…
PCRT and referral arrangements: staying inside the code
CIOT and ATT members work to the Professional Conduct in Relation to Taxation standards. Referral arrangements are not banned by …
How solicitors can offer financial-advice referrals without becoming regulated
Solicitors meet clients at exactly the moments financial advice matters — probate, divorce, business sales. Here is how to refer …
How mortgage brokers can offer financial-advice referrals without becoming regulated
Mortgage brokers are FCA-authorised — for mortgage business. Clients' pension and investment questions need different permissions…
How marketing agencies can offer financial-advice referrals without becoming regulated
Marketing agencies hear founders' real financial ambitions before almost anyone else. Here is how to refer those moments to regul…
How letting agents can offer financial-advice referrals without becoming regulated
Letting agents hold long, trusted relationships with landlords facing genuinely hard financial decisions. Here is how to refer th…
Introducing is not advising: the line tax advisers must hold
The whole model rests on one line: you introduce, you do not advise on the regulated work. Understanding exactly what that means,…